She banks on babies. He banks on bucks. Neither banked on falling in love!

Zach Shepard is excited to find he's been hired as president of a bank. When he finally arrives in Hobart, Ore., he discovers to his dismay that the bank is actually a sperm bank. There he meets the cold Dr. Grace Murdoch, the scientist in charge, whose disregard for him seems to mask romantic intentions. Meanwhile, in order to save the business, the sperm bank holds a fundraiser to find the man with the highest sperm count.